Max Your Money: Earn It, Grow It, Use It by Laurence Hayes and Rachel Provest- Illustrated by Chris Madden

Published by Wellbeck Publishing Group

ONE of the most common complaints from young people about school is a lack of classes that give practical advice for handling money. As a vital aspect of day-to-day life, from a first part-time job to one day purchasing a home, many feel that when they enter a position of financial independence there are gaps in their knowledge.

This book helps to solve this issue by introducing key concepts to keep in mind at a young age and in a way that is both accessible and engaging to those from around 12 and older.

Larry Hayes is a children’s author who also runs an investment fund, while Rachel Provest is a private equity director with over 20 years of experience in finance, making the two the perfect team to formulate this indispensable guide to the world of money.

The book is split into three sections relating to key, catchy phrases in the title. The first of them is “Earn it”. This section is largely comprised of the task of deciding on what job might be right for you based on personality, interests and already developed skills.

This not only applies to current options but looks ahead to the kind of skills you may want to develop to get into a desired field as an adult.

This is a task made fun and exciting with helpful categories that show kids how aspects of who they are as an individual could help them to pick the right job.

While able to show the foundations of getting involved in work, Max Your Money is not solely advice. The “Earn It” section also provides explanations of how much certain jobs pay and highlights the differences, providing arguments and allowing readers to form thoughtful opinions on why some jobs are paid higher than others.

This ability to combine eye-catching and practical advice kids can apply to their day-to-day life with educational and thought-provoking explanations of some of the big concepts related to money.

This combination is carried throughout, with lessons of both kinds integrated in all three sections.

“Grow It” deals with what to do with your money once you have a job and are hoping to handle money wisely, explaining ideas that can seem vast and intimidating such as assets and investment with simplicity and the clever, colourful and ever-present illustration work of Chris Madden, helping to consolidate the lessons.

Finally, the last section “Use it” deals with how to effectively spend and give money, opening bank accounts and what to spend money on, allowing young people to understand the right balance of wants and needs for them.

Max Your Money feels like the practical and inspiring guide to intelligently gaining, handling and spending money for pre-teens and those who are slightly older and may feel overwhelmed by their lack of information on what is soon to become a major aspect of their life.

This beautiful and educational book is the perfect gift for the

young person in your life developing their skills, getting a first job or

even just looking to budget their pocket money!